We areREFinHomes

Who are we?

REFin Homes Limited was established with the aim of bridging the housing gap in Nigeria. Our key focus is providing affordable housing for middle-class income earners without compromising quality. We are the community builders, set to establish, develop, strengthen and increase economic activities within identified localities.

Our Mission & Vision


Creating a culture of seamless home ownership; and building communities.


An influential real estate institution continuously transforming people and society

Our Values


Quality Policy

REFin Homes Limited is committed to providing affordable quality housing solutions that meet customer satisfaction and consistent with our context and strategic direction, applicable requirements and interested parties. We continually improve our quality management system to help us stand out, gain competitive edge and grow to become influential in the society.

Quality Objectives

1. To build simple and functional homes 100% of the time.
2. To provide flexible/customized payment options and pricing in the large and underserved target markets in the economy to 100% of our clients.
3. Establish processes of monitoring and sustaining customer satisfaction and meeting at least 80% of customer expectations on products and services delivery.
4. Create a culture that encourages team work, competence, job satisfaction, skillful and professional workforce with a feedback assessment above 80%.
5. Quarterly review REFin Homes overall performance for continuous improvement, consistent with our quality policy, context and strategic direction.

How we can serve you

REFin Homes makes home ownership seamless and affordable. We have a system that builds based on the specifications of your needs. Start by filling these details in the link below.


Products & Services

Home Assurance Scheme (HAS)

This product enables you take possession of your desired house whilst making monthly structured payments, with a maximum tenor …

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This is a form of structured payment plan directly linked to the construction program of works set at a timeline of timeline of 12 – 24 Months….

Flexi-Home Owner

This product enables you take possession of your desired house whilst making monthly structured payments, timeline of 12 – 24 Months. …

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Instant Homes

This product is designed for individuals or companies who want to invest in real estate and can afford to make full payment for the property…

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Land Flip Scheme (LFS)

This product is designed to help individuals to purchase our land through a structured payment plan over 12-36 months with the the aim of building …

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Co-Operative Administration

This product aims to serve individuals under the umbrella of a registered co-operative or any cluster with appreciable membership…

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Home Builders Scheme (HBS)

This product is designed for land owners who wish to partners with us to build on their land and split proceeds/housing appreciable membership. …

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REFin Edge

The product is designed for those interested in investing in a specific project development as partners on a profit sharing basis…

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REFin Edge Pro

With this product, the investors will not be tied to any particular project but will earn a weighted yield on a pool of projects which is comparable …

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Real Estate Advisory & Consultancy

We also offer professional advice and expertise in building and development as well as in other real estate related …

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Facility Management

This is an operational service which handles the activities of the estate from the point of possession by the home owner…

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Title Perfection & Legal Documentation

This service is for land and property owners who have legal interests in properties but have not registered same with the …

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Our Team

REFin Homes is equipped with a team of well-seasoned architects, quantity surveyors, engineers, builders, project managers, foremen and artisans